Apple Pay and its obstacles in everyday life
of Kevin Özgun 
on September 17, 2018, 8:00 | 17 comments
Soon, Apple Pay will finally be rolled out in Germany. But as great as the joy is, the obstacles in everyday life will currently slow down this payment method considerably.
Some will jump for joy because the time has finally come and Apple Pay is coming to Germany with the iOS 12 update. It's finally time to leave the superfluous bank cards on your desk and simply pay with your mobile phone. But as nice as it sounds, it will unfortunately not be as easy as it initially appears.
How exactly does the payment work?
It's actually very simple: You just have to add your credit card to Apple's wallet and you always have your digital card with you. To use it, the iPhone or Apple Watch is held on a terminal and released via Face ID or Touch ID. The prerequisite for this is that you are at the relevant bank.
Which banks will be available at launch?
- N26
- Boon
- Deutsche Bank
- HypoVereinsbank
- Hanseatic Bank
- Fidor bank
- VIM Pay
- bunq
- American Express
- Santander Bank
- Commdirect Bank
What are the risks at the beginning?
There are already several thousand NFC terminals in shops, restaurants and even department stores. However, some are not yet activated or are out of order on a regular basis. It is precisely for this reason that it is imperative that companies upgrade their terminals as quickly as possible and keep them intact.
You can already pay contactless with NFC cards
Should you now do without your card completely?
I have a clear opinion on this: No, because you should wait and always have a card with you as an emergency solution in case a terminal does not work - it will take a while until the German infrastructure is ready and stable.
Today is the day! 🙂
My colleague doesn't want to believe it yet, but thanks to this insider report I bet him for 1000 euros! *party*
herzlichen glückwunsch
Shame about the loss. 😉
I'm also getting a little nervous: / But hey, the day is not over yet and in California it's just morning 🙂
If this is not right now with the publication date, I will have to worry about whether I will hold the author of the article liable ...
you are funny
I don't think that's funny at all 🙁
How should I now afford the Xs?!?!? I already pre-ordered that and everything! 🙁
Always those trolls?
The biggest problem I see is that the Credit card acceptance is just not that high in Germany. I am currently still using boon. and I have an account with N26, so I already know where I can pay with Apple Pay, i.e. where I cannot pay with a credit card.
Unfortunately, there are a lot of companies in Germany, even larger ones, that only accept the giro card. There is an urgent need for action here!
Yes, I was allowed to do that
Experience Asians. Wanted to pay with the N26 and was refused because no Girocard.
Where did the information come from that Apple Pay is coming on September 19.9?
The info comes from Twitter ... There was a published line-up on the day of the keynote. So I took it out. Once again, only Apple knows whether it is the truth. See "AirPower".
Is there a link to the said twitter post?
I imagine I've heard that before. So it's not brought from anywhere ...
Apple is making us pissed off about a digital payment service?
“On September 19th, Apple Pay will finally be rolled out in Germany.” But iOS 12 should start today, right?
Yes that's right. IOS 19 is to be rolled out today at 12 p.m. CEST.
"On September 19th, Apple Pay will finally be rolled out in Germany." Where does this information come from?